Experts in Travel Insurance for InBound Visitors & Trips Abroad™.
Are you prepared for a medical emergency while traveling abroad?
International travel can be an exciting experience, but can become scary if you or a family member became ill or injured while in another country, especially if you are not prepared.
Having health insurance doesn't mean you have coverage outside of the designated network, or outside the United States. You may only be covered for emergencies, or you may not be covered at all. Since foreign hospitals will not recognize U.S. medical cards, the patient is required to pay for services and seek reimbursement with their provider when they return; and without suitable medical insurance, your place of treatment is out of your hands. Also, your medical transport back to the United States will more than likely not be covered. Depending on the location, typical repatriation costs range from $6,000 to $50,000. You should check the details of your insurance coverage before you travel. Purchasing travel insurance may be your only way of avoiding a major financial disaster.
ExpertQuote has partnered with International Medical Group (IMG), serving millions of travelers since 1990, an A rated firm offering travel medical insurance for your visiting friends, relatives and your trips abroad.
Patriot Travel Medical Insurance
The two Patriot travel plans offer a complete package of inter-national benefits available 24 hours a day. Patriot International provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot America provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of 10 days up to a maximum of two years, in accordance with the terms of the Certificate of Insurance. Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance Services.
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Patriot Platinum Travel Medical Insurance.
Patriot Platinum provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today.
Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance Services.
There are two plans available: Patriot Platinum International provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum America provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.
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Patriot Multi-trip ℠
Patriot Multi-Trip is designed for individuals and families who travel frequently outside their home country throughout the year.
The plan offers the ease and convenience of purchasing an affordable single annual premium plan that provides coverage for trips up to 30 or 45 days in length for each trip taken during a period of 12 months. The plan provides up to $1,000,000 of medical coverage and services; available for up to three years
There are two plans available: Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America provides coverage for non-U.S. citizens that take multiple trips annually outside their home country and/or country of citizenship
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Patriot T.R.I.P®
Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances, such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline.Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and more.
To meet to meet your specific needs, we have developed a comprehensive range that including Patriot T.R.I.P. Essential which provides the basic travel insurance protection, and to provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier program. Click on the “Quote/Buy Insurance” link to get a quote for all three plans.
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Patriot Exchange Program ℠
Patriot Exchange is designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. The Basic Short-Term Travel Plan is an economical plan while the Standard Short-Term Travel Plan is designed to meet the U.S. J1 visa travel insurance requirements. Its flexible plan design also provides three areas of coverage: U.S. citizens worldwide except in the U.S., Non-U.S. citizens worldwide except in their home country and Europe to Europe.
Plans are available in monthly increments and if a minimum of three months is purchased, coverage may be renewed (without break in coverage) for a total of four years.
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Patriot Adventure ℠
Patriot Adventure is designed for the adventurous international traveler who intends to participate in the thrill of adventure sports and realized that their current medical plan does not cover certain hazardous sports and activities. From skydiving to whitewater rafting, Patriot Adventure provides up to $50,000 of coverage and is available to those under the age of 50.